]]> http://www.oprhc.org/2009/09/first-time-homebuyers-seminar-tuesday-may-26/feed/ 0 http://www.oprhc.org/2009/09/join-the-thousands-of-people-who-found-an-apartment-through-the-oak-park-regional-housing-center/ http://www.oprhc.org/2009/09/join-the-thousands-of-people-who-found-an-apartment-through-the-oak-park-regional-housing-center/#comments Tue, 08 Sep 2009 21:30:54 +0000 admin http://www.oprhc.org/?p=174 Each year about one thousand people find an apartment through the Oak Park Regional Housing Center.  We can help you too. If you’re looking for that perfect place with charm, style, and amenities, we can help.

And, Oak Park has it all cultural events, art galleries, restaurants, coffee shops, convenient transit, and great neighbors.

When you want to get back into the city, Oak Park is closer to the Loop than Edgewater or Lincoln Square. We have two El lines, a Metra line, and an Expressway that deliver you straight to your destination for work, school, museums, and festivals.

Meanwhile, you’ll be living on tree-lined streets in beautiful vintage buildings that have been updated and restored to retain their charm while providing modern comfort.

On lazy days, you can spend time in the plentiful parks, walk through historic neighborhoods, eat at fabulous restaurants, and take in movies, plays, and concerts.

Come visit the Housing Center today and see what Oak Park has to offer you. No appointment is necessary but you can call ahead if you like at 708-848-7150 or e-mail us for a brochure and information at this address.

We offer the following services for those individuals who have become late on their mortgages:

• We assist with the loan modification process.
• We negotiate with banks and lenders on behalf of clients.
• We refer clients to agencies that might be able to assist with mortgage assistance.
• We explain the foreclosure process to clients.
• We explain the importance of contacting the lender and working out a solution.

We can develop customized spending plans that assist clients with their financial situations.

We have helped others avoid foreclosure!

Call the Homeownership Center today to save your home. The sooner you call, the better your chances.

The Housing Center has helped people who are delinquent on payments, in default, and in foreclosure. Call to see if we can help you.

Call Marz Timms at (708) 848-7150 x116 or Martin Morales (708) 848-7150 x114 (se habla espanol).

The Housing Center negotiated on the behalf of over 80 organizations and government commissions across the nation. Our fundamental opposition to the policy was rooted in its use of ZIP codes as a basis for determining the amount of down payment required of a borrower. We understood this policy to be akin to redlining and negotiated with Fannie Mae, the nation’s largest underwriter of mortgages, to remove the geographic determinants of the policy.

Largely due to conversations the Housing Center and Ms. Adams held with Fannie Mae, the policy will end on June 1. Fannie will institute a national policy in its place that does not include geography as a determinant. In addition, the nation’s second largest underwriter of loans, Freddie Mac, will follow suit and abandon its declining markets policy as well.

This victory provides an example of the Housing Center’s leadership in the fair housing community. Because of our strong commitment to fair housing principles and our solid community base, we were able to take a lead role in ensuring that national underwriting policy provided the fairest terms possible. Moreover, this change will benefit the communities we serve by ensuring that Fannie Mae’s lending policies do not create disincentives for borrowers looking to call Oak Park, Berwyn, and other western suburbs home.

The Federal Reserve has cut rates dramatically over the last year.  See if you can benefit from lower rates by bringing your mortgage documents to our Loan Document Review Open House.

When:  Saturday, May 17, 2008 from 11am to 3pm.

Where: Oak Park Public Library – Main Branch, 834 Lake Street, 2nd Floor

Who:  This event is open to anyone in the Chicago region is welcome. 

Housing Center staff and 6 banks will be there to help you discover if you could get a better mortgage.

Refinance out of an adjustable rate loan into a fixed rate loan.

Get help with late payments or modifications.

Learn about programs for low and moderate-income families.

The Housing Center is a 501(c)(3) non-profit organization founded in 1972 offering free services to housing seekers and housing providers.

We provide:

• Apartment Referrals
• Technical Assistance to Property Owners and Managers
• Homeownership Counseling
• Foreclosure Mitigation Assistance
• Credit Counseling
• Fair Housing Training and Education

For more information, click on the tabs above or the links to the right. Or, you can call us at 708-848-7150.

You can also visit us at:

Oak Park Center: 1041 South Boulevard, Oak Park, IL 60302 (1/2 Block from the Harlem Green Line stop and Oak Park Metra stop)

or e-mail us.